PHIP - Purchase of Health Insurance Program

This program provides life, health, dental and vision insurance for participating libraries. PHIP also provides an Employee Assistance Program and handles all COBRA requirements for participating libraries.

Who can join

Unfortunately for the medical insurance we are only able to accept libraries (public library, library system or library district within the state of Illinois) that are currently in another insurance pool. Libraries who are not part of another insurance pool can still obtain dental, vision and life insurance coverage.

How to join

Cost to join

There is a $5.50 per month administration fee per employee insured in addition to current monthly rates of the following programs:

Blue Cross/Blue Shield of Illinois
  • PPO - P06803
    $250 Deductible
  • PPO – P61083
    $1,500 Deductible
  • HMO – H56573
Delta Dental of Illinois - 11043
  • PPO Dental
  • HMO Dental
UniCare - 146209
  • Basic Life/AD&D $20,000
VSP Vision


Employee Assistance Program (EAP)

COMPSYCH, an Employee Assistance Program, is available to PHIP Libraries.  Basic service is at no charge and available to all employees (they do not have to be on the insurance to use this service)..  Additional services can be purchased by each library. 

  • Basic - No Cost
  • FamilySource - Additional Cost
  • LegalConnect - Additional Cost
  • FinancialConnect - Additional Cost
Detailed Benefit Information: