PHIP - Purchase of Health Insurance Program

In order to participate, the intended library (public library, library system or library district within the state of Illinois) must currently be part of an insurance pool. Libraries that are not part of an insurance pool cannot obtain medical insurance coverage but can obtain dental, vision and life insurance coverage.

How to Join

Who can Join?

This program provides medical, dental, vision and life insurance for participating libraries.  Additionally, PHIP provides an Employee Assistance Program and handles all COBRA requirements for participating libraries.

For information on joining the program please contact:

There is a $6.00 per employee per month administration fee in addition to current monthly rates of the following programs:

Blue Cross/Blue Shield of Illinois


  • PPO - PC1033
$750 Deductible
  • PPO - PC1034
  • HDHP/HSA -PC1035 

$1,500 Deductible

$2,700 Deductible

  • HMO - 0552
$0 Deductible







Delta Dental of Illinois 


  • PPO Dental
  • HMO Dental


UniCare 


  • Basic Life/AD&D $20,000
  • Voluntary Life/AD&D


VSP Vision

​

  • Vision Care


​Employee Assistance Program (EAP)

COMPSYCH is a confidential Employee Assistance Program available to PHIP Libraries.  Basic service is at no charge and available to ALL employees. Additional services can be purchased by each library. 

  • Basic - No Cost
  • FamilySource - Additional Cost
  • LegalConnect - Additional Cost
  • FinancialConnect - Additional Cost


Detailed Benefit Information:

Please click on one of the following links to get current benefit information and access to forms and applications.


Cost to Join


Benefits Offered


Margie Tannehill
Phone:  630.821.0206
Email:  mtannehill@limricc.org