​There is a $6.00 per employee/per month administration fee in addition to monthly premiums for the following plans offered:

BCBS


  • PPO 
$750 Deductible
  • PPO 
  • HDHP/HSA 

$1,500 Deductible

$3,300 Deductible

  • HMO 
$100 Deductible







BCBS

  • PPO Dental
  • HMO Dental


The Hartford 

  • Basic Life/AD&D $30,000
  • Voluntary Life/AD&D
  • Critical Illness, Accident, Hospital Indemnity


VSP Vision

  • Vision Care


​Employee Assistance Program (EAP)

The Ability Assist Counseling Services program, offered by The Hartford through their partnership with ComPsych, is a confidential Employee Assistance Program available to full time and part time employees and their dependents.   Please visit guidanceresources.com or call 800-964-3577. Services are available 24 hours a day, 7 days a week at no cost to you.  The program provides assistance for a broad range of concerns including stress management, depression, anxiety, relationship or family conflicts, workplace conflicts, legal or financial difficulties and drug or alcohol abuse. 


Detailed Benefit Information:

Please click on one of the following links to get current benefit information and access to forms and applications.


HIP - Health Insurance Program

The health care program is available to all public libraries within the State of Illinois so long as the carrier is accepting new applicants.  For information on new membership, please contact Margie Tannehill at mtannehill@limricc.org or alternatively through the Contact tab. .

The program provides medical, dental, vision and life insurance for participating libraries.  LIMRiCC also  provides voluntary Critical Illness Insurance, Hospital Indemnity and Accident Insurance and an Employee Assistance Program.  LIMRiCC manages all COBRA requirements.

Additional Questions



Cost to Join


How you can Join

Please contact our benefits team at Benefits@LIMRICC.org